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Financial Calculators

Our resources section includes financial calculators to help guide you with your financial planning activities. Please remember that these calculators use approximations for hypothetical and illustrative purposes only, and are not meant to replace professional investment advice.

There are many variables to consider when analyzing one's finances, not all of which can be captured within these tools. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances.

Retirement Calculators

Tools to help you plan and allocate your assets for retirement.

Life Insurance Needs

How much life insurance do you need? Use this calculator to find out.

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Retirement Planner

Quickly determine if your retirement plan is on track - and learn how to keep it there.

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Roth vs. Traditional

An IRA can be an effective retirement tool. There are two basic types of Individual Retirement Accounts (IRA): the Roth IRA and the Traditional IRA. Use this tool to determine which IRA may be right for you. Please note, that this calculator should not be used for Roth 401(k) comparisons.

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Traditional IRA Savings Growth

Contributing to a traditional IRA can create a current tax deduction, plus it provides for tax-deferred growth.

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Roth IRA

Contributing to a Roth IRA can make a big difference in your retirement savings. There is no tax deduction for contributions made to a Roth IRA, however all future earnings are sheltered from taxes, under current tax laws provided certain conditions are met.

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Savings Calculators

Tools to help you plan your savings goals over time.

College Savings Planner

Saving for your children's education requires a long-term plan. And, like saving for retirement, the earlier you start your plan the better. Use this calculator to help develop or fine-tune your education savings plan.

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Long-Term Care

Long term care is needed by those who can't perform the basic tasks required to take care of themselves. This can include people suffering from a debilitating illness or chronic injury. The need for long term care can arise unexpectedly, often creating a large financial burden. Use this calculator to determine your potential long-term care needs and how long your current assets might last.

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Savings, Taxes, and Inflation

Use this calculator to determine how much your savings will be worth with these two important variables in mind.

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Savings Goal

Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.

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Investment Calculators

Tools to help you determine present/future value, accumulation and asset allocation.

Asset Allocator

The asset allocation is designed to help you create a balanced portfolio of investments. Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash. The calculated asset allocation is a great place to start your analysis in building a balanced portfolio.

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Future Value of Payments

Use this calculator to determine the effective annual yield on an investment.

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Investment Returns

Many investments are taxed differently. For example with bonds, some may be taxed federally only, some may be taxed at the state level only, and some may be taxed both at the state and federal level. Use this calculator to help make an apple-to-apple comparison of varying investment returns.

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