1. You are concerned about your parents' financial health and may need to provide financial support. You want me to take a quick diagnostic of your parents' financial situation or estate concerns. #
2. You have cash or a CD that has matured and you'd like to look at some options.
3. You are worried about how to pay for college for your children.
4. You don't know what would happen to your family if something should happen to you tonight.
5. Your combined mortgage payment on your primary residence and other real estate exceeds 40% of your income or you have balances on your credit cards of more than $10,000.
6. You have a health issue or concern that you haven't told me about.
7. You need distributions from your portfolio in the next three months and you haven't told me about it.
8. You or a family member has lost their job or other significant source of income.
9. You are considering downsizing because you are not sure if you can support your current lifestyle.
10. You are considering separation or divorce.*

Warm regards,
Saul

*Divorce financial analysis not offered through Lincoln Financial Advisors

#Proper authorization from the parties involved would be required priorto discussing family member's situations.